Live Rate Before You Send
You see the XLM-to-XMR rate and the amount you will receive before you commit.
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XLM to XMR Converter
Instant Swap
Exchange XLM to XMR – No KYC, No Account
Convert Stellar (XLM) to Monero (XMR) on SwapRocket with no account and no KYC for standard swaps. The live rate is shown before you send.
- No KYC Required
- 5–30 min
- Non-Custodial
Exchange XLM to XMR
Select pair
1/3
You send
You get
Calculating...
Floating rate
Currency Converter
Current Exchange Rate2026-10-23 04:07 UTC
1 XLM = 0.000292 XMR
You sendReset to 1
You receive
About This Exchange
SwapRocket lets you exchange Stellar (XLM) to Monero (XMR) without an account. You see the live rate before you send, the swap runs through a licensed liquidity provider, and the coins arrive in your own wallet, usually within 5–30 minutes.
Current exchange rate: 1 XLM ≈ 0.000291731 XMR
Swapping XLM to Monero: what to expect
- Receive to your own Monero wallet. Paste a standard address (it starts with 4) or a subaddress (it starts with 8). No memo or payment ID is needed.
- Monero that has just arrived is locked for 10 blocks, about 20 minutes, before your wallet lets you spend it. That is a Monero network rule, not a hold by SwapRocket.
- The XLM you send stays visible on its own blockchain. What you do with the Monero afterwards is private by default, because Monero hides sender, receiver and amount.
- The rate is floating: the amount shown before you send is an estimate, and the final amount follows the market when your XLM deposit confirms.
XLM to XMR Live Price Chart
Loading chart data...
The chart above shows the historical exchange rate between XLM and XMR. Past performance is not indicative of future results. Always do your own research before trading.
Why Exchange XLM to XMR with SwapRocket
No KYC Required
Exchange cryptocurrency without identity verification requirements.
Fast Transaction Times
Complete your XLM-to-XMR exchange in as little as 5–30 minutes.
Secure & Non-Custodial
We never hold your crypto. Exchange directly between your wallets.
How to Exchange XLM to XMR
- 1
Enter Your Details
Specify how much XLM you want to exchange and provide your XMR wallet address.
- 2
Confirm Transaction
Review the exchange rate and fees. Click 'Exchange' to proceed.
- 3
- 4
Receive XMR
Once your XLM deposit is confirmed, we'll send XMR to your wallet.
XLM to XMR Conversion Rates
Below you'll find the most common conversion amounts for XLM to XMR. Rates are updated in real-time to ensure you get the most accurate pricing information.
| XLM Amount | XMR Amount | Exchange Rate |
|---|---|---|
| 0.1 XLM | 0.000029 XMR | 1 XLM = 0.000292 XMR |
| 0.5 XLM | 0.000146 XMR | 1 XLM = 0.000292 XMR |
| 1 XLM | 0.000292 XMR | 1 XLM = 0.000292 XMR |
| 5 XLM | 0.001459 XMR | 1 XLM = 0.000292 XMR |
| 10 XLM | 0.002917 XMR | 1 XLM = 0.000292 XMR |
| 50 XLM | 0.014587 XMR | 1 XLM = 0.000292 XMR |
| 100 XLM | 0.029173 XMR | 1 XLM = 0.000292 XMR |
Data source: Live Coin Watch
Last updated: 2026-10-23 04:07 UTC
XLM → XMR at a glance
What to expect when you swap XLM for XMR on SwapRocket.
- Exchange Rate
- 1 XLM ≈ 0.000291731 XMR
- Fees
- Included in the rate
- Processing Time
- 5–30 min
- Account needed
- No
- Who holds your coins
- You do (non-custodial)
XLM to XMR Exchange FAQs
Can I exchange XLM to XMR without KYC?
Yes. You can exchange XLM to XMR on SwapRocket with no account and no KYC for standard swaps. Swaps are executed by a licensed liquidity provider; in rare cases it can put a flagged transaction on hold and ask for verification.
How can I exchange XLM to XMR?
You can easily exchange XLM to XMR on SwapRocket in just a few steps: Enter the amount of XLM you want to exchange, provide your XMR wallet address, send your XLM to the provided address, and receive your XMR automatically.
What is the minimum amount to exchange from XLM to XMR?
The minimum exchange amount varies based on current network conditions and exchange rates. Our calculator will automatically display the minimum required amount when you enter your exchange details.Learn more about cryptocurrency exchanges
How long does it take to convert XLM to XMR?
Most XLM to XMR exchanges are completed within 5-30 minutes. However, during periods of high network congestion, it may take longer. You can track your transaction status in real-time on our platform.
What are the fees for exchanging XLM to XMR?
The exchange rate you see on SwapRocket already includes all fees for the XLM to XMR conversion. There are no hidden charges, and what you see is what you get.Learn more about cryptocurrency exchanges
Why should I choose SwapRocket for my XLM to XMR exchange?
SwapRocket offers competitive rates for XLM to XMR exchanges, with no registration required, fast processing times, and robust security. Our platform is designed to make cryptocurrency exchanges as seamless as possible.
Is it safe to exchange XLM to XMR on SwapRocket?
Yes, SwapRocket uses a non-custodial exchange process, which means we never hold your funds. Transactions are secured by blockchain technology, making the exchange process safe and transparent.
Can I exchange XLM to XMR on a mobile device?
Yes, SwapRocket is fully optimized for mobile devices, allowing you to exchange XLM to XMR on any smartphone or tablet with an internet connection.
Can you swap XLM to Monero?
Yes. Stellar can be swapped for Monero (XMR) directly on SwapRocket: enter the amount, paste a Monero address and send the XLM. No account is needed, and the XMR arrives in your own wallet, usually within 5 to 30 minutes.
Where can I exchange XLM for XMR?
Large custodial exchanges have delisted Monero in many countries, so most people use non-custodial swap services, peer-to-peer markets or atomic swaps. SwapRocket is a swap service: it exchanges XLM for XMR without an account and sends the Monero to the address you provide.
Can I convert Stellar to Monero anonymously?
You can convert XLM to XMR without an account or identity documents for standard swaps. The XLM you send stays visible on its own public blockchain, so the deposit can be seen; what you do with the Monero afterwards is private by default. Receive it in your own wallet, ideally at a fresh subaddress.
Is XMR legal in the USA?
Holding or swapping Monero is not prohibited for individuals in the United States. What has changed is where you can trade it: several centralised exchanges removed XMR to simplify their own compliance obligations, which is a business decision by those venues rather than a ban on the asset. Rules differ by country and change over time, so check the regulations that apply where you live. This is general information, not legal advice.
Why is XMR being delisted from some exchanges?
Centralised exchanges have delisted Monero to reduce their own compliance burden. XMR hides sender, receiver and amount by default, which makes the transaction monitoring and source-of-funds checks those venues are required to perform harder to carry out, so some chose to drop the asset rather than build for it. The delistings reflect those exchanges' obligations, not a fault in Monero. Non-custodial swaps are unaffected, because no third party takes custody of your coins at any point.
