Live Rate Before You Send
You see the XMR-to-XLM rate and the amount you will receive before you commit.
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XMR to XLM Converter
Instant Swap
Exchange XMR to XLM – No KYC, No Account
Convert Monero (XMR) to Stellar (XLM) on SwapRocket with no account and no KYC for standard swaps. The live rate is shown before you send.
- No KYC Required
- 5–30 min
- Non-Custodial
Exchange XMR to XLM
Select pair
1/3
You send
You get
Calculating...
Floating rate
Currency Converter
Current Exchange Rate2026-10-23 04:07 UTC
1 XMR = 3427.815061 XLM
You sendReset to 1
You receive
About This Exchange
SwapRocket lets you exchange Monero (XMR) to Stellar (XLM) without an account. You see the live rate before you send, the swap runs through a licensed liquidity provider, and the coins arrive in your own wallet, usually within 5–30 minutes.
Current exchange rate: 1 XMR ≈ 3427.82 XLM
Swapping Monero to XLM: what to expect
- Send from a wallet you control, and paste the XLM address that should receive the coins. Check the network of the XLM address before you send.
- Monero you received recently is locked for 10 blocks, about 20 minutes, before your wallet can send it on. If a swap deposit will not send, that lock is the usual reason.
- The Monero side of the swap is private by default. The XLM you receive arrives on a public blockchain, where the payout transaction is visible like any other.
- The rate is floating: the amount shown before you send is an estimate, and the final amount follows the market when your XMR deposit confirms.
XMR to XLM Live Price Chart
Loading chart data...
The chart above shows the historical exchange rate between XMR and XLM. Past performance is not indicative of future results. Always do your own research before trading.
Why Exchange XMR to XLM with SwapRocket
No KYC Required
Exchange cryptocurrency without identity verification requirements.
Fast Transaction Times
Complete your XMR-to-XLM exchange in as little as 5–30 minutes.
Secure & Non-Custodial
We never hold your crypto. Exchange directly between your wallets.
How to Exchange XMR to XLM
- 1
Enter Your Details
Specify how much XMR you want to exchange and provide your XLM wallet address.
- 2
Confirm Transaction
Review the exchange rate and fees. Click 'Exchange' to proceed.
- 3
- 4
Receive XLM
Once your XMR deposit is confirmed, we'll send XLM to your wallet.
XMR to XLM Conversion Rates
Below you'll find the most common conversion amounts for XMR to XLM. Rates are updated in real-time to ensure you get the most accurate pricing information.
| XMR Amount | XLM Amount | Exchange Rate |
|---|---|---|
| 0.1 XMR | 342.781506 XLM | 1 XMR = 3427.815061 XLM |
| 0.5 XMR | 1713.907530 XLM | 1 XMR = 3427.815061 XLM |
| 1 XMR | 3427.815061 XLM | 1 XMR = 3427.815061 XLM |
| 5 XMR | 17139.075304 XLM | 1 XMR = 3427.815061 XLM |
| 10 XMR | 34278.150609 XLM | 1 XMR = 3427.815061 XLM |
| 50 XMR | 171390.753044 XLM | 1 XMR = 3427.815061 XLM |
| 100 XMR | 342781.506087 XLM | 1 XMR = 3427.815061 XLM |
Data source: Live Coin Watch
Last updated: 2026-10-23 04:07 UTC
XMR → XLM at a glance
What to expect when you swap XMR for XLM on SwapRocket.
- Exchange Rate
- 1 XMR ≈ 3427.82 XLM
- Fees
- Included in the rate
- Processing Time
- 5–30 min
- Account needed
- No
- Who holds your coins
- You do (non-custodial)
XMR to XLM Exchange FAQs
Can I exchange XMR to XLM without KYC?
Yes. You can exchange XMR to XLM on SwapRocket with no account and no KYC for standard swaps. Swaps are executed by a licensed liquidity provider; in rare cases it can put a flagged transaction on hold and ask for verification.
How can I exchange XMR to XLM?
You can easily exchange XMR to XLM on SwapRocket in just a few steps: Enter the amount of XMR you want to exchange, provide your XLM wallet address, send your XMR to the provided address, and receive your XLM automatically.
What is the minimum amount to exchange from XMR to XLM?
The minimum exchange amount varies based on current network conditions and exchange rates. Our calculator will automatically display the minimum required amount when you enter your exchange details.Learn more about cryptocurrency exchanges
How long does it take to convert XMR to XLM?
Most XMR to XLM exchanges are completed within 5-30 minutes. However, during periods of high network congestion, it may take longer. You can track your transaction status in real-time on our platform.
What are the fees for exchanging XMR to XLM?
The exchange rate you see on SwapRocket already includes all fees for the XMR to XLM conversion. There are no hidden charges, and what you see is what you get.Learn more about cryptocurrency exchanges
Why should I choose SwapRocket for my XMR to XLM exchange?
SwapRocket offers competitive rates for XMR to XLM exchanges, with no registration required, fast processing times, and robust security. Our platform is designed to make cryptocurrency exchanges as seamless as possible.
Is it safe to exchange XMR to XLM on SwapRocket?
Yes, SwapRocket uses a non-custodial exchange process, which means we never hold your funds. Transactions are secured by blockchain technology, making the exchange process safe and transparent.
Can I exchange XMR to XLM on a mobile device?
Yes, SwapRocket is fully optimized for mobile devices, allowing you to exchange XMR to XLM on any smartphone or tablet with an internet connection.
Is XMR legal in the USA?
Holding or swapping Monero is not prohibited for individuals in the United States. What has changed is where you can trade it: several centralised exchanges removed XMR to simplify their own compliance obligations, which is a business decision by those venues rather than a ban on the asset. Rules differ by country and change over time, so check the regulations that apply where you live. This is general information, not legal advice.
Why is XMR being delisted from some exchanges?
Centralised exchanges have delisted Monero to reduce their own compliance burden. XMR hides sender, receiver and amount by default, which makes the transaction monitoring and source-of-funds checks those venues are required to perform harder to carry out, so some chose to drop the asset rather than build for it. The delistings reflect those exchanges' obligations, not a fault in Monero. Non-custodial swaps are unaffected, because no third party takes custody of your coins at any point.
