Exchange comparison
SwapRocket vs ChangeNOW
ChangeNOW is an instant exchange with floating and fixed rates, card purchases through partners, mobile apps and an optional Pro account. SwapRocket is a non-custodial crypto-to-crypto swap service with no account and a floating rate. Each row below states what ChangeNOW's own site said on 12 October 2026, with the page it came from.
SwapRocket and ChangeNOW, row by row
| SwapRocket | ChangeNOW | |
|---|---|---|
| Account | There is no account to create and no email to give. You enter a receiving address and send. | Its terms say you do not need to register or log in for a standard swap. A Pro account is optional. Source |
| Identity checks (KYC) | No KYC for standard swaps. The licensed liquidity provider that executes the swap screens transactions and can, rarely, hold a flagged one and ask for verification. | Its terms require KYC before use for residents of the EU, US, Japan, South Korea, Singapore, Hong Kong, the UAE, Australia and Canada. For everyone else its AML policy lists triggers such as fraud reports and transactions that look unusual. Source |
| Rate types | Floating rate only. The estimate shown before you send already includes the fee and the payout network fee. | Both: a classic (floating) rate and a fixed rate. Source |
| Custody of funds | Non-custodial. You send from your own wallet and the swapped coins go to the address you gave. No wallet connection. | Describes the swap service as non-custodial. Its FAQ adds that the Pro option is custodial. Source |
| Card or bank purchases | The swap is crypto to crypto. A separate buy page hands card purchases to a third-party payment provider, which runs its own identity check. | Yes, through partner payment providers named in its FAQ. Source |
| Mobile apps | No App Store or Google Play app. The site runs in any browser and can be installed as a web app from the browser menu. | iOS and Android apps. Source |
| Supported assets | 700+ assets. | Its homepage states 1,000+ currencies. Source |
| Where it is not offered | Not offered to residents of the United States or the United Kingdom. | Its terms list the UK, the US and India as prohibited, along with Russia and sanctioned countries, and say US persons can use it through a Pro account. Source |
ChangeNOW's column was checked on 12 October 2026 and paraphrases its own pages. Terms change: follow the source links for the current wording. No fees or speeds are listed for either service, because neither publishes one figure that holds for every pair.
Where they differ
- ChangeNOW offers a fixed rate as well as a floating one. SwapRocket is floating only.
- ChangeNOW has iOS and Android apps. SwapRocket has no store apps and runs in the browser.
- ChangeNOW states 1,000+ currencies on its homepage. SwapRocket supports 700+.
- ChangeNOW has an optional Pro account. SwapRocket has no account at all.
- ChangeNOW’s terms make KYC mandatory up front for residents of the EU, Japan, Canada, Australia and several other places. SwapRocket has no up-front KYC for standard swaps.
Where they are the same
- Neither needs an account for a standard crypto-to-crypto swap.
- Both describe the standard swap as non-custodial: coins go to the address you provide.
- Both can ask for verification on a transaction their monitoring flags.
- Neither is offered to UK residents.
Which one to use
Use ChangeNOW if you want a fixed rate, you want a phone app or the coin you need is not among SwapRocket’s 700+.
Use SwapRocket if you want to swap one coin for another with no account, no email and no wallet connection, and a floating rate suits you. Standard swaps need no KYC; the licensed liquidity provider that executes the swap screens transactions and can, rarely, hold a flagged one and ask for verification. A typical swap takes 5 to 30 minutes, set mostly by how fast your deposit confirms. Common routes are the BTC to XMR exchange, the ETH to USDT exchange and every other exchange pair.
Whichever you pick, compare the amount you would receive for your own pair and size rather than a headline fee, and read how identity checks work in the guide to no-KYC crypto exchanges.
SwapRocket vs ChangeNOW: common questions
Is SwapRocket the same kind of service as ChangeNOW?
Does ChangeNOW require KYC?
Does SwapRocket require KYC?
Which is cheaper, SwapRocket or ChangeNOW?
When is ChangeNOW the better choice?
See the rate for your own swap
Enter the pair and amount to see what you would receive. The estimate already includes the fee and the payout network fee, and there is no account to create.