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Exchange comparison

SwapRocket vs Changelly

Changelly is an exchange service with floating and fixed rates, card and bank purchases through several payment partners, and mobile apps. SwapRocket is a non-custodial crypto-to-crypto swap service with no account and a floating rate. Each row below states what Changelly's own site said on 12 October 2026, with the page it came from.

SwapRocket and Changelly, row by row

 SwapRocketChangelly
AccountThere is no account to create and no email to give. You enter a receiving address and send.Its terms say the website cannot be used without a verified email. Its mobile app page says the app needs no account registration. Source
Identity checks (KYC)No KYC for standard swaps. The licensed liquidity provider that executes the swap screens transactions and can, rarely, hold a flagged one and ask for verification.Its AML/KYC policy says identification applies to transactions its risk scoring flags: the transaction is put on hold and ID is requested. Its FAQ says this is not requested in the large majority of exchanges. Source
Rate typesFloating rate only. The estimate shown before you send already includes the fee and the payout network fee.Both floating and fixed rates. Source
Custody of fundsNon-custodial. You send from your own wallet and the swapped coins go to the address you gave. No wallet connection.Its terms say it does not provide custodial services. Source
Card or bank purchasesThe swap is crypto to crypto. A separate buy page hands card purchases to a third-party payment provider, which runs its own identity check.Yes: card, bank transfer and Apple Pay through partner payment providers, most of which run their own KYC. Source
Mobile appsNo App Store or Google Play app. The site runs in any browser and can be installed as a web app from the browser menu.iOS and Android apps. Source
Supported assets700+ assets.Its homepage states 1,000+ cryptocurrencies. Source
Where it is not offeredNot offered to residents of the United States or the United Kingdom.Its terms list restricted locations that include the US, the UK, Germany, Austria, Japan, India, Turkey and Hong Kong, plus sanctioned countries. Source

Changelly's column was checked on 12 October 2026 and paraphrases its own pages. Terms change: follow the source links for the current wording. No fees or speeds are listed for either service, because neither publishes one figure that holds for every pair.

Where they differ

  • Changelly’s terms require a verified email to use its website. SwapRocket asks for no email and has no account.
  • Changelly offers a fixed rate as well as a floating one. SwapRocket is floating only.
  • Changelly has iOS and Android apps. SwapRocket has no store apps and runs in the browser.
  • Changelly sells crypto for card, bank transfer and Apple Pay through several partners. SwapRocket’s swap is crypto to crypto.
  • Changelly states 1,000+ cryptocurrencies on its homepage. SwapRocket supports 700+.

Where they are the same

  • Both send the swapped coins to the address you provide and do not hold a balance for you.
  • Both can put a flagged transaction on hold and ask for verification.
  • Neither is offered to US or UK residents.

Which one to use

Use Changelly if you want to pay by card or bank transfer in the same place, you want a fixed rate or you want a phone app.

Use SwapRocket if you want to swap one coin for another with no account, no email and no wallet connection, and a floating rate suits you. Standard swaps need no KYC; the licensed liquidity provider that executes the swap screens transactions and can, rarely, hold a flagged one and ask for verification. A typical swap takes 5 to 30 minutes, set mostly by how fast your deposit confirms. Common routes are the BTC to XMR exchange, the ETH to USDT exchange and every other exchange pair.

Whichever you pick, compare the amount you would receive for your own pair and size rather than a headline fee, and read how identity checks work in the guide to no-KYC crypto exchanges.

SwapRocket vs Changelly: common questions

Is SwapRocket the same kind of service as Changelly?

Yes. Both swap one cryptocurrency for another and send the result to an address you provide. Changelly is an exchange service with floating and fixed rates, card and bank purchases through several payment partners, and mobile apps. SwapRocket is the narrower of the two: no account, a floating rate, and nothing to install.

Does Changelly require KYC?

Its AML/KYC policy says identification applies to transactions its risk scoring flags: the transaction is put on hold and ID is requested. Its FAQ says this is not requested in the large majority of exchanges. That is Changelly's own policy as published on 12 October 2026; read the current version before you swap.

Does SwapRocket require KYC?

No KYC for standard swaps. The licensed liquidity provider that executes the swap screens transactions and can, rarely, hold a flagged one and ask for verification.

Which is cheaper, SwapRocket or Changelly?

Neither publishes one fee that holds for every pair, so compare the result: enter the same pair and amount on both and look at what you would receive. On SwapRocket the estimate already includes the fee and the payout network fee. It is a floating rate, so the final amount follows the market until your deposit confirms.

When is Changelly the better choice?

Choose Changelly if you want to pay by card or bank transfer in the same place, you want a fixed rate or you want a phone app. Choose SwapRocket if you want a crypto-to-crypto swap with no account and are comfortable with a floating rate.

See the rate for your own swap

Enter the pair and amount to see what you would receive. The estimate already includes the fee and the payout network fee, and there is no account to create.

Start a swap

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